Our low personal loan rates are designed to save you more.

At MECU, we hold the line on Personal Loan rates so you'll pay less in interest charges and have more money to deal with life's ups and downs.

Personal Loan Rates
Rates as of: 4.8.24
Repayment Terms Fixed APR1
(as low as)
Monthly Payment2
(per $1,000 borrowed)
Personal Loan
Up to 36 Months 10.24% $32.38
37 - 48 Months 10.99% $25.84
49 - 60 Months 11.49% $21.99
Personal Line of Credit
Draws up to credit limit permitted for as long as the account remains in good standing. 12.74% $33.57
Share / CD
Share / CD rate +3.50% Up to 36 Months (loan term cannot exceed the CD maturity date) $29.39 (based on a 3.70% APR)
APR = Annual Percentage Rate. Your actual rate may be higher depending on credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility.

Monthly payment is per $1,000 borrowed at the maximum stated repayment term. 

Risk-Based Pricing Notice